Finance A Business

Entrepreneurs use many different types of financial backing to start or expand a small business. Startup or expansion capital usually consists of a combination of different sources, including personal savings, loans from friends, relatives, banks, credit unions, or other outside sources of money like venture capital and crowdfunding. You should research the different types of funding available in order to choose the best combination for your business’ needs.

CCPL’s Online Resources

Everyday Finance: Economics, Personal Finance and Entrepreneurship

This book includes helpful articles on venture capital and business financing. You will need to use a valid CCPL Library Card to access this resource.


Small Business Reference Center

This source includes many book chapters that will help you learn how to find financing for your business. SBRC also includes information about several different sources of funding including loans, angel investors, and venture capital. One of the best options here is “Chapter 4: Potential Sources of Money to Start or Expand Your Small Business” from Mike McKeever’s How to Write a Business Plan. You will need to use a valid CCPL Library Card to access this resource.


Small Business Resource Center

This resource’s How To Finance Your Business section contains full text journal articles and reference book overviews that explain how to find funding for your business. You will need to use a valid CCPL Library Card to access this resource.


Local Organizations

Charleston Local Development Corporation

The LDC is a not-for-profit corporation that offers loan programs for businesses located in in Berkeley, Charleston, Colleton, and Dorchester counties. Visit their website for complete information about their loan programs. You can contact them by email or by calling (843) 724-3796.


Revolving Loan Fund | BCD COG

The Berkeley Charleston Dorchester Council of Governments’ Revolving Loan Fund is intended to promote job creation and protection in the Tri-County area. Loan funds can be used for the purchase of equipment, land, the improvement of real estate and building facilities, or for permanent working capital. A brochure and fact sheet are available. For questions about the Fund, contact Ron Mitchum.


Websites

Book of Lists | Charleston Regional Business Journal

This publication’s Financial Services section includes a list of local banks, credit unions, and SBA lenders in SC. A print edition is also available at some CCPL libraries. At the Main Library, this title is shelved at the Reference Desk.


Business Financials | SBA.gov

Sections include how to estimate startup costs, using personal finances to fund your business, and borrowing money to fund your business.


Crowdfunding: The Way Many Startups Are Finding Financing | SCORE

This SCORE infographic outlines facts and statistics about crowdfunding as an alternative source of small business funding.


Frequently Asked Questions About Small Business Finance | SBA.gov

This insightful report from the SBA’s Office of Advocacy describes the types of funding commonly used by different types of small business.


Market Facts | Charleston Regional Business Journal

This publication contains hard-to-find statistics and data about the Charleston area. A print edition is also available at some CCPL libraries. At the Main Library, this title is shelved at the Reference Desk.


The Money Game: Where Do Entrepreneurs Get Their Money? | Kauffman Foundation

This video from the Kauffman Foundation offers a helpful reality check for anyone looking for funding to start a small business. All of the videos in the Sketchbook series are highly recommended.


SBA Lenders Serving South Carolina | SBA.gov

Although the SBA funds business loans, they do not loan money directly. This site lists the lenders that offer SBA loans to businesses in South Carolina. For questions about SBA loan programs, contact their SC District Office at (803) 765-5377.


South Carolina Business Resource Finder | SC Department of Commerce

Enter the type of financing you’re looking for and the county where your business is located to find a list of lenders offering loans that might suit your needs.


CCPL’s Books

Accounting and Finance For Your Small Business by E. James Burton and Steven M. Bragg

Call Number: 658 Burton. Availability varies by branch.


Financing Your Business Made Easy by Entrepreneur Press, Ralph Alterowitz, and Jon Zonderman

Call Number: 658.15 Alterowi. Availability varies by branch.


Get Your Business Funded: Creative Methods For Getting the Money You Need by Steven D. Strauss

Call Number: 658.15 Strauss. Availability varies by branch.


How To Raise Capital: Techniques and Strategies For Financing and Valuing Your Small Business by Jeffry A. Timmons, Stephen Spinelli, and Andrew Zacharakis

Call Number: 658.1592 Timmons. Availability varies by branch.


The Kickstarter Handbook: Real-Life Crowdfunding Success Stories by Don Steinberg

Call Number: 332.6722 Steinber. Availability varies by branch.


Additional titles may be found by searching our catalog.

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